cross-border-payment/doc/model/merchant_account_out_tpl_struct.md

###商户外部账户模板表 merchant_account_out_tpl

CREATE TABLE `merchant_account_out_tpl` (
   `id` int NOT NULL AUTO_INCREMENT,
   `created_at` datetime NOT NULL DEFAULT CURRENT_TIMESTAMP COMMENT '创建时间',
   `updated_at` datetime NOT NULL DEFAULT CURRENT_TIMESTAMP ON UPDATE CURRENT_TIMESTAMP COMMENT '修改时间',
   `deleted_at` datetime NOT NULL ON UPDATE CURRENT_TIMESTAMP COMMENT '修改时间',
   `state` varchar(32) CHARACTER SET utf8 COLLATE utf8_general_ci NOT NULL DEFAULT '0' COMMENT '状态',
   `currency` varchar(32) CHARACTER SET utf8 COLLATE utf8_general_ci NOT NULL DEFAULT '' COMMENT '币种',
   `currency_type` varchar(32) CHARACTER SET utf8 COLLATE utf8_general_ci NOT NULL DEFAULT '' COMMENT '货币类型',
   `currency_type_cn` varchar(32) CHARACTER SET utf8 COLLATE utf8_general_ci NOT NULL DEFAULT '' COMMENT '货币类型中文',
   `account_properties` varchar(255) CHARACTER SET utf8 COLLATE utf8_general_ci DEFAULT NULL COMMENT '账户属性',
   PRIMARY KEY (`id`) USING BTREE
) ENGINE=InnoDB AUTO_INCREMENT=67 DEFAULT CHARSET=utf8mb3 ROW_FORMAT=DYNAMIC COMMENT='商户外部账户模板表';

merchant_id 关联 merchant.id

currency_id 关联 currency.id, currency_type 关联 currency.currency_type